Navo Financial Inc. - Business and Personal Lines Insurance Specialist in Visalia CA
With over 50 years of collective experience, Navo Financial Inc. provides comprehensive business insurance solutions to small to medium sized businesses all over the State of California and Visalia, Tulare, Bakersfield, and in numerous other states across the country.
We are proud to be a veteran-owned and operated agency with extensive experience across all markets of the industry.
Our Insurance Offerings
We take the time to get to know every client as to fully understand their needs and potential risks. As an independent agency, we have built long-standing relationships with some of the nation’s top insurance providers including Nationwide Insurance Company, Berkshire Hathaway, and AmTrust. These partnerships allow us to find coverage options and competitive rates for every customer.
Our agency specializes in business insurance solutions such as workers compensation, commercial auto insurance, and general liability. In addition to these products, we offer solutions for personal lines such as home and auto, personal umbrella, and life insurance.
Veteran Agents Working for You
We are proudly owned and operated by veterans who have served our country. Our Agency Principal, Zachary Navo served 5 years of active duty in The United States Marine Corps and our Client Services Manager, Chantal Navo served 4 years of active duty onboard two US Destroyers in The United States Navy.
Our Sales Philosophy and Approach
Navo Financial does not have "salesmen", we have knowledgeable and motivated product consultants that want to help our clients make the right decisions for their individual needs and situations. We pride ourselves on giving sound and trustworthy advice from an independent perspective and point of view
Agency Awards and Recognitions
- San Jaquoin Valley Veteran Owned Business Of the Year
- The San Joaquin Valley Encompasses the Following Cites and Couties
- Fresno, Bakersfield, Stockton, Modesto, Turlock, Porterville, Visalia, Merced, Hanford
- Fresno County, Kern County, Tulare County, Kings County, Madera County
Featured Products

Home & Auto Insurance
Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.


Business Owners Policy (BOP)
Combine Property, Liability, Crime, and additional insurance services into one convenient policy to benefit your small to medium-sized business.

Professional Liability
Preserve your business' finances against legal claims made in the event of minor or serious mistakes or errors.

Workers Compensation
Protect your business from employee expenses resulting from work-related accidents and injuries.

Life Insurance
Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests.

Commercial Auto Insurance
Navo Financial Inc. Insurance and Financial Solutions understands the value of your commercial vehicles and the employees who drive them.

Business Continuation/Buy Sell Funding
Creating your business plan, selecting your business partners, and solidifying investors – these are just a few of the things that go into starting a company.

Business Continuation/Buy Sell Funding
Creating your business plan, selecting your business partners, and solidifying investors – these are just a few of the things that go into starting a company.

Contractors Commercial General Liability
Running a business is a major responsibility that can involve many risks.

Data Breach/Cyber Liability
The advancements in technology come with the need for guidelines and understanding.

Data Breach/Cyber Liability
The advancements in technology come with the need for guidelines and understanding.

Employment Practices Liability Insurance
In the event that someone were to go against company policy, you could be held responsible for their negligence.

Employment Practices Liability Insurance
In the event that someone were to go against company policy, you could be held responsible for their negligence.
Meet Our Team

Zachary I. Navo
Agency Principal / President of Operations

Anthony Maese
Agent / Operations Manager

Chantal A. Navo
Agent / Client Services Manager

Alex Berg
Commercial Marketing Specialist